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Set a monthly income goal, a starting account, and an honest monthly return. We'll model the compounding path and show your target date — milestones included.
To withdraw your goal each month without shrinking the account, you need: goal ÷ monthly return.$5,000/mo at 3% = $166,667.
Each month your balance compounds at your return, plus your deposit. Both matter — deposits dominate early, compounding dominates late.
At 3%/mo the plan is demanding but plausible for a skilled trader. Slide it to 10% and the date looks amazing — and the plan becomes fantasy.
A guarantee. Returns are lumpy, drawdowns happen, taxes exist. Use it to set direction and milestones, not promises.
The path is real but the skill comes first — Apprentice of Gains is where you build the system that earns the return.
Educational content only — not financial advice. Trading involves substantial risk of loss and is not suitable for every investor. Figures shown are illustrative models, not predictions or guarantees. © 2026 School of Gains.